NP Mortgages | Scarborough, Ontario

Privacy Policy

This Privacy Policy explains how Vino J. / NP Mortgages (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and safeguards personal information in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and Canada’s Anti-Spam Legislation (CASL).

This policy applies to information collected through our website, Facebook Lead Ads, online forms, and SMS (text message) communications (collectively, the “Services”).

By using our Services or submitting your information, you consent to the collection, use, and disclosure of your personal information as described below.

1. Information We Collect

We may collect personal information that you voluntarily provide, including:

Full name

Phone number

Email address

Property preferences or inquiry details

City, province, or general location

Any additional information you submit through lead forms or communications

We may also collect limited technical information automatically, such as IP address, browser type, device type, and interaction data through cookies or tracking technologies.

2. How We Use Your Information

Your personal information may be used for the following purposes:

Responding to real estate inquiries submitted through Facebook Lead Ads or our website

Providing information related to buying, selling, or renting real estate

Communicating with you via SMS, email, or phone regarding your inquiry

Scheduling appointments or follow-ups

Improving our services, advertising performance, and user experience

Complying with legal, regulatory, or professional obligations

Your information is used only for purposes that a reasonable person would consider appropriate in the circumstances.

3. SMS Consent & Communications (CASL)

By submitting your phone number through a Facebook Lead Ad or other online form, you provide express consent to receive SMS (text) messages related to your real estate inquiry, as permitted under CASL.

Message frequency varies based on your interaction

Message and data rates may apply

You may withdraw consent at any time by replying STOP

For assistance, reply HELP or contact us directly

Consent to receive SMS messages is not a condition of purchasing any goods or services.

4. Cookies & Tracking Technologies

We may use cookies, pixels, and similar technologies to:

Analyze website usage and traffic

Measure the effectiveness of advertising campaigns (including Meta/Facebook ads)

Improve website performance and user experience

You can manage or disable cookies through your browser settings. Disabling cookies may limit certain website features.

5. Data Security & Safeguards

We use reasonable administrative, technical, and physical safeguards to protect personal information against loss, theft, unauthorized access, disclosure, copying, or modification.

Access to personal information is restricted to authorized personnel and service providers who require access to perform legitimate business functions.

While we take reasonable precautions, no system can guarantee absolute security.

6. Disclosure of Information

We do not sell personal information.

We may disclose personal information only:

To service providers (such as CRM platforms or SMS providers) that assist in delivering our Services

When required by law, regulation, or legal process

To protect legal rights, safety, or property

All service providers are contractually required to protect personal information and use it only for authorized purposes.

7. Mobile Information Sharing Statement (Carrier-Required)

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.


Information may be shared with subcontractors or service providers solely for the purpose of delivering SMS communications and related services.

8. Your Rights Under Canadian Law

You have the right to:

Request access to your personal information

Request corrections to inaccurate or incomplete information

Withdraw consent for communications at any time

Request deletion of your information, subject to legal or regulatory retention requirements

Requests can be made using the contact details below.

9. Retention of Information

Personal information is retained only for as long as necessary to fulfill the purposes for which it was collected or as required by law or professional obligations.

10. Age Restriction

Our Services are intended for individuals 18 years of age or older. We do not knowingly collect information from minors.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date. Continued use of the Services constitutes acceptance of any changes.

12. Contact Information

If you have questions about this Privacy Policy or our privacy practices, contact us at:

Email: [email protected]

Phone: +1 647-560-1700

© 2026 NP Mortgages. All rights reserved.

Privacy Policy & Terms Of Service